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Well not necessarily. Your family home may be at risk and steps must be taken to clarify the position during the a 3 year period following bankruptcy. The position will vary dependent upon a number of issues including for example;  whether you rent your home or own it, whether you own your home jointly with someone else, and whether or not the property is subject to a mortgage. There is no one universal answer; you need to be aware of your rights and those of any joint owner, so we would

Receivership

Tax

Remember that formal insolvency processes are complicated, and the explanations below are only the tip of the insolvency iceberg!

There can be a number of different types of receivership in relation to companies.

The main issue is that any “receiver” is appointed by a secured lender (normally a bank) who holds an appropriate charge over the company or its assets.

When a receiver is appointed, a company can continue to trade, but ultimately it is the appointor of the receiver who controls the procedure.

To find out more about how we can help please call either Carol, Jackie or Jeanette on 01768 864466.