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Wrong. There's a whole section in the insolvency legislation about "preferences". In practice this means that payments to friends can sometimes be claimed back. Before you lose all those friends, get your facts straight and talk to Dodd

Informal or other insolvency solutions

Bankruptcy or Individual Voluntary Arrangements are not the only way forward for personal financial crises.

Much will depend on an individual’s circumstances – and in many cases the circumstances of their partner, whether that be a business partner or a life partner.

There are many different options that we can suggest to you.  The best thing to do would be to call us and see what we can do to help.

To find out more about how we can help please call either Carol, Jackie or Jeanette on 01768 864466.