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Well not necessarily. It’s true that when you are declared bankrupt or enter into an Individual Voluntary Arrangement, then this goes on public record in the Individual Insolvency Register. But the days of the advert in the local newspaper are long gone. The people that will get to know are obviously all of your creditors (which can include the bank , the mortgage company or your landlord) and you need to be careful if you work in any kind of job which requires a licence or some sort of

Informal or other insolvency solutions

Bankruptcy or Individual Voluntary Arrangements are not the only way forward for personal financial crises.

Much will depend on an individual’s circumstances – and in many cases the circumstances of their partner, whether that be a business partner or a life partner.

There are many different options that we can suggest to you.  The best thing to do would be to call us and see what we can do to help.

To find out more about how we can help please call either Carol, Jackie or Jeanette on 01768 864466.