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Well not necessarily. Your family home may be at risk and steps must be taken to clarify the position during the a 3 year period following bankruptcy. The position will vary dependent upon a number of issues including for example;  whether you rent your home or own it, whether you own your home jointly with someone else, and whether or not the property is subject to a mortgage. There is no one universal answer; you need to be aware of your rights and those of any joint owner, so we would

Informal or other insolvency solutions

Bankruptcy or Individual Voluntary Arrangements are not the only way forward for personal financial crises.

Much will depend on an individual’s circumstances – and in many cases the circumstances of their partner, whether that be a business partner or a life partner.

There are many different options that we can suggest to you.  The best thing to do would be to call us and see what we can do to help.

To find out more about how we can help please call either Carol, Jackie or Jeanette on 01768 864466.