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Wrong. Certain debts "survive" bankruptcy ie they do not get written off when you are declared bankrupt. These include mortgages and other types of "secured" loans, student loans, certain Court awards for "family" matters eg divorce or childcare

Informal or other insolvency solutions

Bankruptcy or Individual Voluntary Arrangements are not the only way forward for personal financial crises.

Much will depend on an individual’s circumstances – and in many cases the circumstances of their partner, whether that be a business partner or a life partner.

There are many different options that we can suggest to you.  The best thing to do would be to call us and see what we can do to help.

To find out more about how we can help please call either Carol, Jackie or Jeanette on 01768 864466.