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Wrong. There's a whole section in the insolvency legislation about "preferences". In practice this means that payments to friends can sometimes be claimed back. Before you lose all those friends, get your facts straight and talk to Dodd
FAQ's

How much will it cost me to set up an Individual Voluntary Arrangement?

There will be an upfront fee dependent on your circumstances which will need to be paid before the commencement of the arrangement. Thereafter all costs are paid out of contributions you pay in, but they must be approved by the creditors before the arrangement starts. We will always fully explain how this works before you sign up to anything.