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Well not necessarily. Your family home may be at risk and steps must be taken to clarify the position during the a 3 year period following bankruptcy. The position will vary dependent upon a number of issues including for example;  whether you rent your home or own it, whether you own your home jointly with someone else, and whether or not the property is subject to a mortgage. There is no one universal answer; you need to be aware of your rights and those of any joint owner, so we would

I can pay my friends before the company goes under – right?

Wrong. There’s a whole section in the insolvency legislation about “preferences”.

In practice this means that payments to friends can sometimes be claimed back.

Before you lose all those friends, get your facts straight and talk to Dodd Rescue.