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There will be an upfront fee dependent on your circumstances which will need to be paid before the commencement of the arrangement. Thereafter all costs are paid out of contributions you pay in, but they must be approved by the creditors before the arrangement starts. We will always fully explain how this works before you sign up to
FAQ's

I trade through a limited company so that means my personal assets can’t be touched – right?

Wrong. There are a number of common scenarios where a director’s personal assets may be at risk if a company falls into some sort of formal insolvency procedure. The most common ones are continuing to draw dividends from a company long after its profit reserves are exhausted, or trading on for too long after it’s clear that the company has no reasonable prospect of recovery.

The most important word in the above paragraph is “may”.

This is a complex situation and you therefore must speak to us as soon as you start to run into financial difficulties.