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There will be an upfront fee dependent on your circumstances which will need to be paid before the commencement of the arrangement. Thereafter all costs are paid out of contributions you pay in, but they must be approved by the creditors before the arrangement starts. We will always fully explain how this works before you sign up to
FAQ's

I’ve been declared bankrupt – I’ll lose my home – right?

Well not necessarily. Your family home may be at risk and steps must be taken to clarify the position during the a 3 year period following bankruptcy.

The position will vary dependent upon a number of issues including for example;  whether you rent your home or own it, whether you own your home jointly with someone else, and whether or not the property is subject to a mortgage.

There is no one universal answer; you need to be aware of your rights and those of any joint owner, so we would recommend that you speak to someone who fully understands the procedures – and that would be Dodd Rescue!